NBK Tools

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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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Notifications

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, Public Institution for Social Security (PIFSS), Al-Hamra Tower, Ahmad Al-Jaber, Sabhan, Ministries Complex, KNPC Head Office, and KOC. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Continuation of Trade Finance Services

    In light of the temporary closure of NBK Headquarters, our Trade Finance team will continue to provide the following services through NBK Shuwaikh Branch, located in Shuwaikh Industrial Area, Banks Street: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Important Announcement

    Invitation to attend the ordinary and extra-ordinary General Assembly for the Shareholders of National Bank of Kuwait SAKP. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Working Hours during the Holy Month of Ramadan

    Dear Customers, Please note that the official working hours at the NBK branches during the Holy Month of Ramadan will be from 10 AM until 1:30 PM. All NBK branches shall be closed after Iftar with the exception of our branches at The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, along with NBK self-service branches. Ramadan Mubarak.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Terms and Conditions

The National Bank of Kuwait is constantly striving to exceed customers' expectations. Being transparent with our customers is a top priority.

Browse through the terms and conditions of all our products and services and if you have any questions, please feel free to contact our call center at 1801801 or visit your nearest branch.

Terms and Conditions for Accounts

Terms & conditions of NBK accounts

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Terms & conditions of NBK POA safe deposits

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Terms & conditions of NBK depositing cheques service

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Terms & conditions of NBK cheque book request

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Terms & conditions of NBK cheque deposit advice

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Special conditions on foreign currency cheques for collection/purchase drawn on banks abroad

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Terms & conditions of NBK deposits

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Terms & conditions of NBK declaration for visually impaired customers

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Terms & conditions of NBK telex transfer

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Terms and Conditions for Cards

NBK Credit Cards Terms and Conditions

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NBK Prepaid Cards Terms and Conditions

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NBK Miles Program Terms and Conditions

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NBK KWT Program Terms and Conditions

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NBK-Harrods Visa Infinite Credit Card Terms and Conditions

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NBK-Aura Cards Terms and Conditions

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NBK Avios Visa Signature Terms and Conditions

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NBK 247 Cashback Prepaid Card Terms and Conditions

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NBK Goal Points Program Terms and Conditions

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Terms & conditions of NBK receiving ATM card & PIN

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Terms & conditions of NBK ATM forms add-on limit

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Declaration to obtain the PIN for the ATM (Watani Electron)

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Terms and Conditions for NBK FlexiPay

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Terms and Conditions for Loans

Terms & conditions of NBK Housing Loans

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Terms & conditions of NBK Consumer Loans

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Terms & conditions of NBK loan insurance

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Terms and Conditions for Personal Data

Terms & conditions of NBK Power of Attorney declaration

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Terms & conditions of NBK banking Power of Attorney

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Terms & conditions of NBK change of customer's name, nationality and Civil ID number

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Terms & conditions of NBK signature change form

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Terms & conditions of NBK Ci-Net

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Terms & conditions of NBK traveller cheques sales, demand draft and guaranteed payment order cancellation

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Terms & conditions of NBK phone, fax or e-mail indemnity

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General banking Power of Attorney with the right of borrowing, pledging & granting guarantees

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Terms & conditions of NBK KYC FATCA deposit receipt

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Terms & conditions of NBK changing customer's branch

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