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Currency Converter
IBAN Generator
Loan Calculator
Loan Refinancing Calculator
Term Deposit Calculator
Al Jawhara Calculator
NBK Miles Points Calculator

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Check Latest Winners

NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

View Interest Rates

Currency Convertor

 06 August, 2025 

All rates are published for information purposes only.

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    Dear Customers, A system maintenance will take place on Sunday, 3 August 2025 between 5 AM & 6:30 AM. You may experience some difficulties when using WAMD Service. If you face any difficulty using our electronic channels, please contact us via NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

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Loans

Discover the Perfect
Loan for every Need


We all have times when a little financial assistance can make a considerable difference. NBK is here to offer you a broad range of loans to suit all your personal needs and deliver financial convenience.

Flexible Repayment Options

Flexible Repayment Options

NBK offers you flexible choices for the loan amount and repayment period to suit your needs and repayment capability.

No Fees and Charges

No Fees and Charges

NBK does not charge any loan application fees, file opening fees, merchant commissions, partial settlement fees or full settlement fees.

Grace Period

Grace Period

In case you have other commitments and wish to defer your first installment payment, NBK offers you the option to get a loan now and pay after 1 year.

Loan Insurance Option

Loan Insurance Option

Get peace of mind with Loan Insurance from NBK to insure your loan. You are required to pay a very minimal monthly premium depending on your loan amount.

Fast Loan Approval

Fast Loan Approval

Getting a loan from NBK is now easier and faster than ever. Our fast Personal Loans and quick approvals can provide flexible financing to our customers who need to access cash quickly with minimal documentation through a convenient process via NBK Mobile Banking.

Eco-friendly Loans

Eco-friendly Loans

With sustainable financing from NBK, you can now build your own eco-friendly home or purchase your eco-friendly car and create a more energy-efficient surrounding.

Against Cash Collateral

Against Cash Collateral

Get a loan with flexible payments to be either monthly or at term maturity against your NBK Term Deposit or any cash collateral in your account with a maximum loan amount of up to 100% of the NBK Term Deposit or cash collateral amount.

Flexible Repayment Options

Flexible Repayment Options

NBK offers you flexible choices for the loan amount and repayment period to suit your needs and repayment capability.

No Fees and Charges

No Fees and Charges

NBK does not charge any loan application fees, file opening fees, merchant commissions, partial settlement fees or full settlement fees.

Grace Period

Grace Period

In case you have other commitments and wish to defer your first installment payment, NBK offers you the option to get a loan now and pay after 1 year.

Loan Insurance Option

Loan Insurance Option

Get peace of mind with Loan Insurance from NBK to insure your loan. You are required to pay a very minimal monthly premium depending on your loan amount.

Fast Loan Approval

Fast Loan Approval

Getting a loan from NBK is now easier and faster than ever. Our fast Personal Loans and quick approvals can provide flexible financing to our customers who need to access cash quickly with minimal documentation through a convenient process via NBK Mobile Banking.

Eco-friendly Loans

Eco-friendly Loans

With sustainable financing from NBK, you can now build your own eco-friendly home or purchase your eco-friendly car and create a more energy-efficient surrounding.

Against Cash Collateral

Against Cash Collateral

Get a loan with flexible payments to be either monthly or at term maturity against your NBK Term Deposit or any cash collateral in your account with a maximum loan amount of up to 100% of the NBK Term Deposit or cash collateral amount.

Navigating Life's Financial Journey

Tailored Planning for Every Stage

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Home Construction

Home Construction

Get closer to your dream home with up to KD 70,000 Housing Loan from NBK.

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Renovation and Expansion

Renovation and Expansion

Looking to improve or renovate your existing home? Finance your renovations now without tapping into your personal savings.

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Educational Support

Educational Support

Secure a brighter future with high-quality education for your children or pursue the education you've always dreamed of.

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Furniture and Furnishing

Furniture and Furnishing

Get convenient financing services to fulfill your needs for home furniture, accessories, household appliances, electronics and so on.

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Car or Vehicle Purchase

Car or Vehicle Purchase

With NBK Auto Loan, life becomes more comfortable. We help you buy any brand-new or used car from the local market with easy and simple steps.

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Medical and Health

Medical and Health

When faced with medical costs, whether planned or unexpected, your top priority should be your health. Ease the burden of medical expenses through our medical loan.

Calculate Your Loan
Instantly

Determine how much money you can borrow and how much monthly loan installment you would pay for a certain time period on the basis of your nationality and income - instantly. This app works for loans as:

  • Housing Loan Calculator
  • Auto Loan Calculator
  • Consumer Loan Calculator

Calculate Now

Discover the Perfect Loan for Every Need

Consumer Loan

The Consumer Loan offers you greater flexibility for financing consumer or durable goods, education and medical expenses.
Whether you want to shop for consumer goods or personal needs, the Consumer Loan fulfills all your basic needs in the most competitive, efficient and speedy manner.

7% interest annually

Up to KD 25,000

Flexible repayment up to 5 years

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Auto Loan

Have you found the perfect car? Auto Loan offers you the opportunity to buy a new, certified or used car, in the most convenient way and fast process.
NBK Representatives are located in over 30 auto dealerships to support you and assist with our ongoing offers.

7% interest annually

Up to KD 25,000

Flexible repayment up to 5 years

Learn More

Housing Loan

All your household fittings and fixtures have become easier with Housing Loan. We provide you with tailored solutions to get your house built, furnished or renovated.

7% interest annually

Up to KD 70,000

Flexible repayment up to 15 years

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International Mortgages

With NBK's global presence spanning the UK, France, UAE, Spain, Portugal, Germany and Egypt, owning property abroad has never been easier.

Attractive Interest Rates

Up to 20 years tenor

Convenience of Applying in Kuwait

Available In 7 Countries

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