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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 01 April, 2026 

All rates are published for information purposes only.

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  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, Sabhan and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Closure of NBK Headquarters 1 and 2 April 2026

    In light of the current developments, and in the interest of ensuring safety and business continuity, the NBK Headquarters will be closed on Wednesday 1 April and Thursday, 2 April 2026 only. We remain committed to serving you and providing you with the highest level of banking services, with all services accessible through our local branch network, as well as our ATM network and electronic banking channels.

  • Important Announcement

    Dear Customers, We are pleased to inform you that the NBK Headquarters, including all its departments and divisions, will reopen effective Tuesday, 24 March 2026. All banking services are available through our local branch network, as well as our ATM network and electronic banking channels.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

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NBK Flexible Term Deposit

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About

If you’re looking for a smart way to earn competitive interest rates with the flexibility to receive interest periodically or even in advance, NBK Flexible Term Deposit is all you need. Apply today and start growing your savings.

Who is it for?

To apply for an NBK Flexible Term Deposit, you must be 18 years old and above.

What makes it special?

  • Flexibility of choosing your interest frequency; option to receive the interest in advance, monthly, quarterly or annually 
  • Receiving competitive interest rates
  • Applying through NBK Mobile Banking App or NBK Online Banking

How do I get it?

The required opening amount for NBK Flexible Term Deposit is KD 5,000 or more at the branch and KD 1,000 through NBK Mobile Banking App or NBK Online Banking.

Interest rates

All interest rates are subject to change. Please refer to our rates table.

Apply Now for NBK Flexible Term Deposit

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