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  • System Maintenance

    Dear Customers, ‎ Kindly note that due to system maintenance, you may face issues using your ‎IPP Aani Service on Sunday 10 August 2025 from 6 to 10 AM UAE Time. Thank you for your understanding.‎

  • Important Announcement

    In line with new regulatory mandates, IBAN number is now a mandatory requirement for all money transfers to Oman, starting from 1 July 2025. Please delete your current beneficiaries in Oman and re-add them using their IBAN number to avoid payment failure. Kindly note that you must wait for 4 hours after adding the new beneficiaries to start transferring money..‏

  • Important Announcement

    Dear Customer, adding a new beneficiary to NBK Mobile ‎Banking App and NBK Online Banking will take 4 hours‎‏.‏

Aani Transfer Service

ABOUT

With Aani, you can send or request money using your mobile number or email address. This allows transactions without exchanging bank account details with individuals who have activated Aani.

WHO IS IT FOR?

You must be 18 years old and above.

WHAT CAN I DO?

1. Instant Payments: Send money to individuals or pay businesses in just a few steps.

2. Manage requests: Manage pending requests with the option to accept, decline or cancel.

3. Request money: Easily request money from your contacts using their mobile numbers or email addresses.

WHAT MAKES IT SPECIAL?

  • Security: Aani is a safe way to move money, enabling secure transfers for individuals, merchants or corporates
  • Ease of transfer: Use mobile numbers, or other easy ways to send money without the need to exchange bank account numbers or IBANs
  • 24/7 transaction processing: Aani processes transactions in a matter of seconds, anytime, any day
  • Speed & Convenience: Aani is the fastest way to pay, enabling you to complete transactions in seconds

HOW DO I GET IT?

You must have an account.

Documents required for individuals:

  • Aani request form
  • Original passport or valid ID (Kuwaiti ID, Emirati ID or resident ID)

FAQs

  1. What is Aani?

    Aani instant payments is an initiative of the Central Bank of the UAE (UAEIPP, UAE Instant Payment Platform) under NPSS (National Payments Systems Strategy) to provide instant local transfers 24/7.

  2. Advantages of Aani?

    You can instantly send money to bank accounts in the UAE using the mobile number only in less than 10 seconds. This service is available for those who are enrolled in Aani instant payments with their participating banks in the UAE and are connected to the UAEIPP service.

  3. How can I register to Aani?

    Aani transfer will work only when your UAE mobile number is registered within your accounts.

Apply Now for Aani Transfer Service

Are you an existing NBK Customer*

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